Farm & Ranch Checking Accounts

 

Easy Checking Account

  • $50.00 minimum deposit to open
  • No monthly service charge
  • No monthly minimum balance
  • No charge for the first standard debit card per account holder (Instant Issue available for additional fee)
  • No charge for first basic/single check order
 

Star Checking Account (Military & Seniors 62+)

  • $50.00 minimum deposit to open
  • No monthly service charge
  • No monthly minimum balance
  • No charge for the first standard debit card per account holder (Instant Issue available for additional fee)
  • No charge for basic/single check orders for life of account

Student Checking Account (Up to Age 25)

  • $50.00 minimum deposit to open
  • No monthly service charge
  • No monthly minimum balance
  • No charge for the first standard debit card per account holder (Instant Issue available for additional fee)
  • No charge for basic/single check orders for life of account

MCSB Club Checking 

  • $50.00 minimum deposit to open
  • $10.00 monthly insurance fee which provides customers the following security benefits:
    • $20,000.00 Accidental Death & Dismemberment Insurance (individual)
    • $100,000.00 Common Carrier Insurance
    • Identity Theft 911 – Lifestages
    • Cellular Telephone Protection
    • Roadside Assistance
    • Unlimited check writing
    • No charge for personalized basic safety checks
    • No charge for first year rental of safe deposit box
    • No charge for up to five money orders & cashier’s checks per month
    • No charge for the first standard debit card per account holder (Instant Issue available for additional fee)

Super Now Account

  • $1,000.00 minimum deposit to open
  • Interest bearing account
  • Interest rate and annual percentage yield may change at bank’s discretion
  • Interest will be compounded and credited to the account every monthly statement cycle
  • $10.00 service charge if the lowest balance during the monthly cycle is below $1,000.00
  • No charge for the first standard debit card per account holder (Instant Issue available for additional fee)
  • MCSB Club Option available for an additional $10.00 monthly insurance fee which provides customers the following benefits:
    • $20,000.00 Accidental Death & Dismemberment Insurance (individual)
    • $100,000.00 Common Carrier Insurance
    • Identity Theft 911 – Lifestages
    • Cellular Telephone Protection
    • Roadside Assistance
    • Unlimited check writing
    • No charge for personalized basic safety checks
    • No charge for first year rental of safe deposit box
    • No charge for up to five money orders & cashier’s checks per month

Business Checking Account

  • $200.00 minimum deposit to open
  • Minimum balance required to avoid the following service charges:
    • $7.00 service charge if the lowest daily balance during the monthly cycle is between $400.00 and $499.99
    • $8.00 service charge if the lowest daily balance during the monthly cycle is between $300.00 and $399.99
    • $9.00 service charge if the lowest daily balance during the monthly cycle is between $0.00 and $299.99
 

Money Market Account

  • $1,000.00 minimum deposit to open
  • Interest bearing account
    • Interest rate and annual percentage yield may change at bank’s discretion
    • Interest will be compounded and credited to the account every monthly statement cycle
  • $10.00 service charge if the lowest daily balance during the monthly cycle is below $1,000.00
  • Limited withdrawal transactions per monthly cycle
    • No more than six withdrawals or transfers to another account or to a third party by means of a preauthorized or automatic transfer, telephone order, computer transfer, check, draft, debit card or similar order to a third party

Health Savings Account

  • No minimum deposit to open
  • $3.00 service charge if the lowest balance during the monthly cycle is below $5,000.00
  • Interest bearing account
  • Interest rate and annual percentage yield may change at bank’s discretion
  • Interest will be compounded and credited to the account every monthly statement cycle
  • No charge for the first standard debit card per account holder (Instant Issue available for additional fee)