Privacy Policy

Reviewed: 08/18/2016

FACTS

WHAT DOES MILLS COUNTY STATE BANK DO WITH YOUR PERSONAL INFORMATION?

 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number
  • Transaction history
  • Transaction or loss history
  • Purchase history
  • Account transactions
  • Checking account information

 

How?

All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons Mills County State Bank chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information

Does Mills County State Bank share?

Can you limit this sharing?

For our everyday business purposes- 
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes-
to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates’ everyday business purposes-
information about your transactions and experiences

No

We Don't Share

For our affiliates’ everyday business purposes-
information about your creditworthiness

No

We Don't Share

For non-affiliates to market to you

Yes

Yes

To limit our sharing

Call Toll-free 800-285-2216 or 325-648-2216 - our menu will prompt you through your choice(s) Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions?

Call toll-free 800-285-2216 or 325-648-2216 or go to www.mcsbtexas.com 

What we do

How does Mills County State Bank
protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Mills County State Bank
collect my personal information?

We collect your personal information, for example, when you

  • Open an account
  • Use your credit or debit card
  • Make deposits or withdrawals from your account
  • Give us your contact information
  • Provide account information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes-information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

 

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Mills County State Bank has no affiliates 

Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Nonaffiliates we share with can include debit card reward program vendor.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include debit card reward program vendor.

Other Important Information

The Mills County State Bank is chartered, licensed or registered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against the Mills County State Bank should contact the Texas Department of Banking through one of the means indicated below: In person, or by U.S. Mail: 2601 North Lamar Boulevard, Suite 300, Austin, Texas 78705-4294; Telephone No. (877) 276-5554; Fax No. (512) 475-1313; E-mail: consumer.complaints@dob.texas.gov, Website: www.dob.texas.gov.